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While ultrasounds may be immediately associated with pregnancy, there are other times when a physician might order this diagnostic test. You can buy home tests at your local drugstore, or you can visit your doctor for more accurate testing. Life insurance is something most people have at least heard of, but not everyone understands who should get it and what it's actually for. While some may think having to pay for insurance every month is dollar bills down the drain, if an incident occurs and you don't have insurance, it can lead to major financial hurdles that may last for years to come. If you pass away before your time, will you be leaving a spouse to pay the mortgage?

Having insurance can protect you and your family from surprises that could make you broke.

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